How it works.

 
 

1

Apply.

 

  • Fill out our online application. We will confirm your eligibility.

  • Prequalify with as little as 5% of the home purchase price or 10% equity in a refinance.

  • Get confirmation of your budget.

 
 

2

Home.

 

  • Find or Share the home you want to build your future in.

  • Work with your real estate agent or one of our trusted real estate partners to locate the right home for you.

  • The home is purchased for you.

 
 

3

Rent, Save & Build.

 

  • Live in the home, save for your down payment, and build your credit rating towards bank approval.

  • Build equity in your home.

 
 

4

Buy!

 

  • StepHome will assist or work with your own mortgage professional in qualifying for your mortgage with the bank.

  • Buy your home!

 
 
 

Uh-oh... changed your mind?

 

If you no longer want to buy the home, that’s okay - you have the option to walk away with your initial down payment and the savings you have accumulated.

 
 

Questions?

 

Have questions? View our Frequently Asked Questions page for more information.

View FAQs

Take the steps towards home ownership.

  • Find a home to start building your future in.

  • Qualify with as little down as 2.5% of the purchase price.

  • Create savings for your future.

  • Build credibility towards bank approval.

  • Enjoy living in your home while building equity.

Stop building equity for your landlord.